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Latest blog posts

Help to Buy Equity Loans

Friday, 18th December 2015 | by: Matthew Price

The Government’s Help to Buy Loan Scheme has been running since April 2013 and is open to first-time buyers and home movers of new-build homes in England up to a purchase price of £600,000. The purchaser is lent up to 20% of the cost of the home leaving just a 5% deposit and a lender willing to offer a 75% mortgage. This not only means that ... Read more >>

Categories: Surveying, Valuation

Faulty Rainwater Goods – Common Property Defects #4

Saturday, 5th December 2015 | by: Steve Hobbs

A common cause of dampness in residential properties is defective rainwater goods; namely gutters and downpipes. The Building Research Establishment (BRE) estimate that a staggering 1 in 5 houses have defective rainwater disposal systems. Most modern gutters and downpipes are formed of PVC. Older units tend to be formed of cast iron, and it is ... Read more >>

Autumn Statement 2015 – Housing

Thursday, 26th November 2015 | by: Matthew Price

Today saw the Chancellor deliver his first Spending Review & Autumn Statement since the General Election and whilst we did not see anything near as radical as the Stamp Duty and Capital Gains Tax Reforms of last year, there were still a few items to note in terms of housing: The Review targeted: Buy to let landlords who will now get ... Read more >>

Categories: Miscellaneous, Valuation

Valuing a Property for Probate

Saturday, 17th October 2015 | by: Matthew Price

One of the more unfortunate types of valuations that need to be undertaken by a Chartered Surveyor is for probate purposes. After a family member has passed away you will need to value their money, property and possessions (also known as their estate) in order to get  a ‘grant of representation’ (the legal right to deal with the ... Read more >>

Categories: Surveying, Valuation

Cracking Around Bay Windows – Common Property Defects # 3

Thursday, 30th July 2015 | by: Steve Hobbs

Cracking as a result of movement is one of the more worrying defects faced by homeowners and recently we have inspected a number of period properties where cracking has appeared in and around bay windows. In 1894 building regulations were revised so as to allow windows to stand proud from external walls. Previous regulations required windows to ... Read more >>

Movement Around Brick Arches – Common Property Defects # 2

Monday, 18th May 2015 | by: Steve Hobbs

We are often contacted by homeowners who are concerned about cracks in their properties. Recently we have inspected a number of period properties where the owners have noticed cracking around brick arches. Brick arches are found within openings in walls, typically above windows and doors. They function to support the wall above the opening, ... Read more >>

The Story of the Collapsing House in Finchley

Sunday, 19th April 2015 | by: William Weaver

Every now and then there is a catastrophic incident involving the construction industry somewhere in the UK. When a house collapses it gets reported in the national press and sometimes on radio and TV. It’s a dramatic event but fortunately it doesn’t happen that often. A recently reported case involved an ordinary medium sized, Victorian, ... Read more >>